Real Estate Law

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Should You Consider “Factoring” Your HOA’s Delinquencies?

Is your HOA board getting contacted by companies offering to purchase your association's accounts receivable? It's called "factoring," and there's a ready market if you're interested. When might that be worth considering instead of hiring a collection agency to collect your HOA's debt? Rarely, say our experts. The Basics of Factoring Factoring, most simply defined,

Mortgage Foreclosure Thoughts

Date Published: 2011-02-01 Author: Peter J. Gravina   Recently, there has been quite a bit of press coverage regarding the halting of foreclosures because of short comings in the documents filed to prove the loan ownership and the amounts due on the foreclosed loan.  “Robo-signing” the name adopted for the apparent practice by some of

Q & A

If permission is granted by one Board member, is the Association legally stopped from enforcing its governing documents? In Curci Village Condominium Association, Inc. v. Santa Maria, 14 So. 3d 1175 (Fla. 4th DCA, June 17, 2009), an Owner in a homeowners association verbally asked the Association’s president for permission to install decorative improvements in